Monthly Archives: September 2019

Over-indebtedness: How can I prevent over-indebtedness?

Over-indebtedness: How can I prevent over-indebtedness?

Germany is one of the richest countries in Europe and occupies top places all over the world. Despite the wealth, almost one in ten people in this country is over-indebted and can no longer meet their payment obligations. The increasing […]

Continue Reading

What is a loan?

What is a loan?

What is a loan? A loan is also often referred to as a loan, although a loan in legal matters differs from a loan. And what exactly is a loan? Almost everyone has ever taken a loan. But is that […]

Continue Reading

Prepayment Compensation – often it has to be paid | debt restructuring

Prepayment Compensation – often it has to be paid | debt restructuring

If a loan is terminated before the regular expiry date, a prepayment penalty must be paid. This fee is payable by the borrower to the bank. It serves as compensation for the credit institution and comes into force if measures […]

Continue Reading

Online Loan Calculator Home Purchase

Online Loan Calculator Home Purchase

Since then, banks have to follow stricter rules when granting loans. Instead of renting, you pay a monthly amount for the house or apartment with the Raiffeisen housing loan. The purchase of a house and thus the credit for buying […]

Continue Reading

The credit bureau information remains a trade secret!

The credit bureau information remains a trade secret!

Credit bureau is not obligated to provide consumers with comprehensive information on the calculation of their credit rating in the event of a negative credit rating. Trade secret Last Tuesday, the decision of the Federal Court fell. So with the […]

Continue Reading